Group Life & LTD Policyholders


For Group Life, Long Term Disability, and Voluntary insurance products: 

  • Premium: Providing premium is paid through January 2020, we will extend all grace periods until June 1, 2020 for the February, March and April 2020 bills to allow continuing insurance coverage through June 1, 2020, subject to eligibility requirements (see below). Premiums for May 2020 and beyond will be due according to the policy’s requirements, unless otherwise directed by state mandate. Premium bills will be mailed according to our normal schedule. Please note claim payments may be contingent upon payment of premium. 
  • Eligibility: We understand that the COVID-19 situation may result in an unexpected temporary reduction in employee hours or salary or unexpected temporary unpaid leave that may result in loss of eligibility under the group contract. Subject to continued payment of premium, policyholders can elect to continue coverage for employees who are on the existing plan whose work hours or salary have been temporarily reduced or had an unexpected temporary unpaid leave occurring in June 2020, up through July 31, 2020.  Premiums must continue to be paid at pre-reduction levels (both employer-paid and employee paid-premiums, including voluntary coverages).                                                            

Click here for Premium Deferral & Coverage Continuation Program – TDI, Group Life & LTD FAQ’s.