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Accumulator 8

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Accumulator 8 is a limited-pay whole life insurance policy requiring eight years of premiums and provides guaranteed paid-up life insurance protection for your entire lifetime.

Why pay premiums for the rest of your life when you can own your life insurance policy in 8 years!

Choosing the right life insurance plan to protect your family or business from the uncertainty of death may be one of the most important financial decisions that you will make. Term life insurance is a simple and cost-effective solution that offers protection against the unexpected.


  • Guaranteed Level Premiums – Premiums are fixed and guaranteed never to increase.
  • Guaranteed Protection – Paid up permanent life insurance at the end of the premium payment period! Lifetime insurance protection to age 121.

Optional features available to enhance your insurance policy:

Waiver of Premium Rider – Waives your policy premium if you become totally disabled before age 60.

Accidental Death Benefit Rider – Provides additional benefit in case of an accidental death.


  • Debt Security – Pays the bills and financial obligations such as mortgage balance, outstanding credit card debt, car loans and personal loans.
  • College Education Funding – Provides additional flexibility for your child’s education expenses compared to a 529 Plan.
  • Maximizing Pension Benefit – Allows you to get the most out of your defined pension plan, while still providing a benefit to your spouse.
  • Retirement Funding – Provides a safe and secure way to help fund your retirement that is not susceptible to market fluctuations.
  • Wealth & Asset Preservation Funding – Efficiently maximize the distribution of assets to your spouse, children, grandchildren or your favorite charities.

For more information on the Accumulator 8, please contact your agent or a Pacific Guardian Life Sales Representative. The Accumulator 8 Policy Form Number is AC1908. Product availability may vary by state.

Pacific Guardian Life Ltd.
Pacific Guardian Tower
1440 Kapiolani Boulevard, Suite 1700
Honolulu, Hawaii 96814
(808) 955-2236 or (800) 367-5354

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