Mel Picardal

Mel Picardal

Whole Life+

Whole Life+ (2021) provides permanent life insurance coverage with guaranteed death benefits and cash values, as long as premiums are paid, and for as long as you live. Our most affordable guaranteed whole life policy when you need permanent lifetime protection!

Lifeguard Elite

Choosing the right life insurance plan to protect your family or business from the uncertainty of death may be one of the most important financial decisions that you will make. Term life insurance is a simple and cost-effective solution that offers protection against the unexpected.

Accumulator 15 Junior

Accumulator 15 Junior is a limited-pay whole life insurance for children to give them a head start toward their financial future. Accumulator 15 Junior accumulates tax-deferred cash values to pay for the child's future college education and other future needs.