Individuals & Families
Accumulator 15
Accumulator 15 is a limited-pay whole life insurance policy requiring fifteen years of premiums and provides guaranteed paid-up life insurance protection for your entire lifetime.
Accumulator 15 Junior
Accumulator 15 Junior is a limited-pay whole life insurance for children to give them a head start toward their financial future. Accumulator 15 Junior accumulates tax-deferred cash values to pay for the child’s future college education and other future needs.
Accumulator 8
Accumulator 8 is a limited-pay whole life insurance policy requiring eight years of premiums and provides guaranteed paid-up life insurance protection for your entire lifetime.
Annuity Systematic Withdrawal Form
This is the Annuity Systematic Withdrawal Form. If needed, please complete and submit the form.
Authorization of Release of Health Related Information to PGL
This is the Authorization of Release of Health Related Information to PGL. If needed, please complete and submit the form.
Authorized Representative Form
Use this form to authorize a third-person to receive information about your policy(ies).
Employers
Executive Bonus Plan
An Executive Bonus Plan (IRC SECTION 162) is an effective method for a business to pay the premiums on life insurance covering selected key employees or a business owner. The premiums are tax deductible by the Employer as a taxable bonus to the Employee.
Instructions to Complete Employer's TDI Premium Statement 2025-2026
These are the Temporary Disability Insurance (TDI) instructions to complete the Employer’s Premium Statement. The reporting period is from 1/1/2025-1/1/2026. All information to be provided on the Employer’s Premium Statement pertains to this reporting period.
Instructions to Complete TDI Claim Form
Employers should complete this form with help from their employee and their employee’s physician.
Key Person Insurance
Key Person Insurance is life insurance coverage on a select employee or owner to protect the continuation of the business.
Pono 'Oe How-To Guides
Access step-by-step how-to guides for using Pono ʻOe, PGL’s Employee Benefits portal.
Pono ʻOe Policyholder Authorization Form
Introducing Pacific Guardian Life’s (PGL) Policy Administrator role on Pono ʻOe, our Employee Benefits portal — giving employers greater control over their TDI account access and user management.